People since time immemorial have fallen for scams of various kinds.  Chalk it up to wishful thinking, dreaming, greed, what have you, but  eventually, everyone finds themselves gullible. If that weren’t the  case, life would lose some of its luster. We love to play act; we love  to be fooled; and, we love to fool others as long as it’s all in good  fun. Unfortunately, there are malicious people–cyber criminals and scam  artists–who love to take advantage of those traits for their own gain  and our (usually financial) loss.
Here are the top ten tips, courtesy of OnGuardOnline.gov for avoiding online scams:- Don’t send money to someone you don’t know.
 
- Don’t respond to messaes that ask for your personal or financial information.
 
- Don’t play a foreign lottery.
 
- Keep in mind that wiring money is like sending cash: once it’s gone, you can’t get it back.
 
- Don’t agree to deposit a check from someone you don’t know and then wire money back.
 
- Read your bills and monthly statements regularly - on paper and online.
 
- In the wake of a natural disaster or another crisis, give to established charities rather than one that seems to have sprung up overnight.
 
Resource:
http://onguardonline.gov/
http://www.bbb.org/us/article/top-ten-cyber-monday-tips-for-staying-safe-when-shopping-online-23416
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